Two wheeler insurance policies have been designed to safeguard each of your bike rides. Two wheeler insurance policy makes sure that you ride in a carefree way. There are various motor insurance companies that offer these policies. However, the process of picking and buying the best bike insurance policy depends on you. It’s advisable to compare various different two wheeler insurance plans offered by different insurance companies in India.
Two wheelers are undoubtedly a great friend of ours. Given that it offers an easy and quick means of transportation, almost everyone wishes to have a two wheeler of their own someday. Two wheelers are easier to afford than a four wheeler and this has compelled a good chunk of population to buy two wheeler vehicles in India. When it comes to the protection of your bike, it’s only a good two wheeler insurance policy that can offer an ultimate protection.
- A comprehensive bike insurance policy covers both third party legal liability as well as own damages.
- Let’s check out what bike insurance policy covers below in details:
- The third party liability policy covers you against any legal liability in the event of an accident involving your vehicle.
- The policy covers Injury or Death of Third Party.
- Motor policy offers Third Party Property Damage (TPPD) up to Rs. 7.5 Lacs
- The policy also offer personal accident cover for owner/driver up to Rs. 15 Lacs
- The comprehensive two-wheeler insurance policy care of all liabilities and pays for your own damage too.
- The package cover two-wheeler policy also offers coverage against Housebreaking, Burglary or Theft, Riots, Strikes, Terrorism or Malicious Acts, Natural Calamities: Storm Earthquake, Flood, Landslide, Rockslide etc.
- The comprehensive bike insurance covers any accident by External Means such as Fire, Self Ignition, Explosion, Lightning etc.
- The policy also covers damages in case of transit by Road, Rail, Inland Waterway, Lift, Air etc.
So if you are looking for the best bike insurance policy with the highest coverage at the lowest premium, you can grab the best deals. In addition to that, do not forget to compare different bike insurance plans online with the top insurance providers in order to avail the best coverage at an affordable premium.