Pros and Cons of Buying Motor Insurance from a Two-Wheeler Dealer

Best two-wheeler insurance

Two wheelers are undoubtedly the greatest friend a man can have in his lifetime. Given that a two-wheeled vehicle is swift, easy to operate and ride, and agile, it certainly helps us in the completion of any task involving transportation a lot simpler. In terms of maintenance and security, there are two wheeler insurance policies offered by different motor insurance companies in India that you can choose from.

Motor insurance is mandatory in terms of buying any sort of motor vehicle, be it a bike or a car. You can’t ride your bike back home without having a two wheeler insurance policy. When you buy a two-wheeler vehicle from a showroom, the dealer generally offers motor insurance policy of their own. Choosing to buy motor insurance from a two-wheeler dear can be both beneficial and disadvantageous in terms of different aspects and perspectives.

Let’s find out the pros of buying motor insurance from a two-wheeler dealer:

• The two-wheeler insurance policy offered by the dealer can be called trustable since you can always catch hold of your two-wheeler dealer if anything goes fishy.
• In terms of claims, you don’t have to run from one place to another to get help. Simply call your two-wheeler vehicle provider in case of any damage or loss suffered and they will handle the rest.
• You don’t have to involve yourself or your time in finding any particular two wheeler insurance plan or a motor insurance company. Your two-wheeler dealer will do that job for you.
• In terms of renewal of your two wheeler insurance policy, you can just call your dealer, just pay the money and your bike dealer will do the rest.

Now let’s have a look at the cons of buying or renewing two-wheeler insurance policy from your dealer:

• When you buy motor insurance from your two wheeler-dealers, you don’t really know what coverage you are being offered, details of the policy.
• You can’t figure out whether it’s the best policy for your two-wheeler vehicle in terms of your own personalization and driving habits.
• You can’t compare the policy with other insurance provider’s policy to get a cheaper deal with higher coverage. You will have to go with whatever policy your two-wheeler dealer brings before you on the table.
• You won’t be eligible for any discount.
• Most important of all, you will never know if there’s any hidden costs or the real motive of two-wheeler dealer

Everything has pros and cons, so does the purchasing of two-wheeler insurance from the deal. It totally depends on you whether you want to go with the motor insurance policy offered by your bike dealer or you want to have the best policy at a considerably lower premium extensive coverage for your two-wheeler vehicle. However, it’s always advisable to go with a little bit of research before you buy a two wheeler insurance policy. You can do this online by simply visiting GIBL.IN, the fastest growing online insurance marketplace.