What Does New India Assurance Two Wheeler Insurance Policy Cover?

NEW INDIA TWO-WHEELER INSURANCE

Bikes help us reach our destination in the shortest time. In this modern age two-wheeler vehicles certainly, play a significant part in our lives. Two wheelers have become our friend nowadays. On the other hand, it is the two-wheelers that are mainly prone to accidents when compared to four wheeler vehicles. So it should be your prime duty to protect your bike with the best two wheeler insurance in India. Two wheeler insurance policy from New India Assurance offers you a wide range of coverage. New India Assurance two wheeler insurance policy offers tailor-made coverage. You can instantly buy or renew two wheeler insurance with New India Assurance Company online without any hassle. Now let’s find out the coverage of New India Assurance two wheeler insurance policy.

New India Assurance is the number of non-life general insurance company that is wholly owned and operated by the government of India. The company also operates in foreign. New India offers a number of effective general insurance solutions for daily needs and for commercial purposes. New India offers all the necessary support that you may require regarding the purchase of a policy, claims registration and much more.

The scope of Coverage with New India Assurance Two Wheeler Insurance Policy

Two wheeler insurance policy from New India Assurance offers the following covers for your vehicle:

Own Damage

New India Assurance bike insurance policy covers any loss or damage to your two-wheeler vehicle due to any of the following things:

• Housebreaking, burglary or theft.
• Strike and Riot.
• Explosion, fire, lightning, self-ignition.
• Hurricane, Flood, Storm, Tempest, Typhoon, Cyclone, Inundation and Hailstorm.
• Covers against an accidental external means.
• Covers any damage to the vehicle while it’s in transit via inland waterway, road, lift, road, elevator or air.
• Malicious Act.
• Terrorist Act.
• Earthquake (Fire and Shock) Damage.
• Any damage to the vehicle by landslide/Rockslide

Third Party or Liability

The third party liability only policy is mandatory as per the Motor Vehicles Act 1988 for all the motor vehicles plying on the Indian roads. Third party motor insurance offers the below coverage:

• This motor insurance plan covers bodily injury and/or death of a third party
• Offers compensation against property damage to a third party (up to Rs.1 lakh)
• New India Assurance two wheeler insurance also offers Personal Accident cover for owner-driver

Personal Accident Cover for Owner-driver:

New India Assurance two-wheeler Insurance will pay a sum of Rs.1 lakh to the owner-driver of the insured two wheeler vehicle in the event of any permanent total disability or to the beneficiary in case of accidental death.

An unforeseen accident can hamper the earning of yours or your family’s. Moreover, the rising costs of medication can devour your entire hard-earned savings. To deal with such distressing and unpredicted situations, having a personal accident insurance policy is a must since it can serve as an income replacement.